Bank of Africa
20→95%
branch simulation reliability
400+ branches equipped by Q1 2026. Mandate extended to four group entities. Full journey cut from 56 to 21 days. AI advisor Fadila live.
Customers
Ten institutions. Ten angles of proof.
Each deployment validates something different: scale, defensibility, channel velocity, Islamic finance, network reach.
CIH Bank
+49%
mortgage origination · −66% processing time
Top-rated supplier (Panel A). 95% customer and 96% banker satisfaction on cihcredit.ma. Credit desk grown from 3 to ~40 advisors.
Banque Populaire
10K+
financing requests
Website and mobile app activated as origination channels in hours. 6B+ MAD pipeline triggered.
Bank Assafa · Attijariwafa
<50→100%
Murabaha simulation reliability
Amal, the first agentic-AI mortgage advisor in production (6 April 2026). Nominated for the Attijariwafa bank Group innovation award.
Lana Cash · CIH group
1,200
agents in network rollout
24M+ MAD from a 10-agent pilot triggered network-wide deployment.
Cash Plus
2,000+
points of sale in rollout
33M+ MAD funded from organic traffic alone, with no SEO or paid media.
The build-vs-buy test, run for real
A Tier-1 bank spent $4M+ over 20 months rebuilding the engine in-house. It re-signed with AFDAL in July 2025.
A January 2025 field audit logged 20+ critical defects in the in-house build: no debt-capacity calculation, systematically wrong APR, broken non-resident rules, no refinancing simulation. The bank is now expanding to three more modules.
Institutions in production
| Institution | Domain | |
|---|---|---|
 Bank of Africa | creditbankofafrica.ma | Live site ↗ |
 CIH Bank | cihcredit.ma | Live site ↗ |
 Banque Populaire | bpcredit.ma | Live site ↗ |
 Crédit Agricole du Maroc | camcredit.ma | Live site ↗ |
 Bank Al Karam | sakanalakaram.ma | Live site ↗ |
 Bank Assafa · Attijariwafa | mourabahati.ma | Live site ↗ |
 Cash Plus | tamwili.ma | Live site ↗ |
 Al Barid Bank | salaflik.ma | Live site ↗ |
 Lana Cash · CIH group | — | Agent network |
 Damane Cash · BMCE group | — | Agent network |
In the market
Launched under our clients' brands.
Every deployment goes live white-label: the bank's name, colors and domain; AFDAL's engine underneath.
Activate AFDAL for your institution.
Choose your modules, get sandbox keys and an embed snippet in minutes. A deployment lead joins you for go-live.