17 modules. One engine. Activate one or all.

A consumer mortgage marketplace with our avatar AI advisor, run in each market. Borrowers compare every lender for free; lenders get qualified leads. Every simulation also feeds the market data behind Score, Copilot, Pulse and Spark+.

• ≈ 80M MAD funded per listed bank, at no acquisition cost
• Co-branded with property portals (Mubawab, Avito)
• Same framework, replicable in any market

White-label digital acquisition funnel, proven on Afdal.ma, with a contractually guaranteed cost per lead.

• Self-run or fully managed campaigns
• No account creation, simulation in <30s
• 100% of leads and data stay with the bank

Algorithmic pre-attribution: the engine computes max amount, down payment and best offer before the borrower types anything. Plus cross-comparator retargeting.

• Widget on the bank's app home screen
• Push campaigns to eligible customers
• Employer and foundation conventions activated

AI property search: multi-portal aggregation, AI de-duplication, and each listing auto-priced for the borrower's profile.

• 1 property = 1 listing, even across 5 portals
• Alert feed matched to saved searches
• Pre-filled simulation on every listing

The white-label combinatorial engine: every eligible offer × term × insurance × option, ranked by total cost, with a branded pre-approval in under 30 seconds.

• Twin and triple loans: 25×25 term matrix
• ADI/MRH in every scenario
• Branch, app, web, developers, foundations

Best-rate guarantee for borrowers and a competitiveness score for real-estate developers, built on AFDAL's comparator data.

• Removes the reason to shop elsewhere
• Developer-facing co-branded badge
• Refreshed against 12 banks

Real-time competitive intelligence for loan officers: where the offer stands against 4,000+ market offers, and what to do next.

• Live competitiveness score per offer
• Negotiation arguments backed by data
• Hands off to Waiver in one click

Digitized rate-exception workflow: a waiver request pre-filled on the best market offer Copilot found, within each banker's authority level.

• Banker authority levels enforced by the engine
• Auto-sync to the bank CRM
• Full audit trail, broker tagging

Partner-program activation: real-time eligibility checks against employer, association and foundation registries, with the mandatory affidavit triggered automatically.

• A multi-day process reduced to <30 seconds
• WebView on partner intranets
• Co-branded campaigns with measurable pre-approvals

From simulation to signature in one digital journey: dynamic document checklist, OCR, predictive approval and funding dates, e-signature.

• Checklist generated per profile and project
• Banker validates each document
• Timeline recalculated continuously

From empty screen to opportunity: when a simulation says 'not eligible', Rescue recomputes every combination from minimal inputs, standard then exception terms.

• Works on any channel via API
• Max capacity, min down payment, min/max term
• Hands off to Waiver when needed

A white-label mortgage credit desk on Salesforce, set up or co-piloted by AFDAL, in a hybrid human × AI model.

• Follow-up dashboards by segment
• Simulator ↔ CRM web service, VoIP
• Live at Bank of Africa and Crédit Agricole du Maroc

Predict production instead of observing it: the first funding forecast that includes simulations not yet in underwriting.

• 3 weighted layers: funded · in underwriting · simulated
• BANT scoring by status, channel, profile
• Salesforce reporting

Competitive-intelligence console for retail leadership: three exclusive indices, what-if pricing before rollout, borrower demand portraits.

• Competitiveness · Preference · Eligibility indices
• Cohort heatmap, profile × term
• Built-in conversational AI analyst

Adoption console shipped with every deployment: 5-level funnel, named drill-down, configurable rewards from HQ to the individual advisor.

• Active users, simulations, conversion, time to yes
• One-click nudges to inactive advisors
• Belts and rewards set by the bank

The voice-and-avatar advisor that orchestrates every other module through tool calls, from first contact to funding, with human escalation built in.

• Web, app, branch kiosk, phone, WhatsApp
• Arabic, French, Darija, English, Spanish
• Never invents a number

A dedicated AFDAL team to deploy, optimize and train, by channel: online acquisition, branches, developers, credit desk, leadership.

• Adoption and funnel co-piloting
• Partner and convention onboarding
• Business plan and OKRs per channel